Why we like this card: The Capital One Quicksilver Cash Rewards Credit Card combines a solid cash-back rewards system with travel perks, making this card a contender for frequent travelers. Instead of earning miles, you earn cash back that can be applied as a statement credit or toward other purchases. At the same time, you’ll also benefit from travel perks like extra cash back on hotels and rental cars and no foreign transaction fees.
Pros
- $0 annual fee
- 0% intro APR for 15 months on purchases and balance transfers (then 19.99%–29.99% Variable)
- Unlimited 1.5% cash back on all purchases plus
Cons
- No mileage rewards for travel
- No bonus categories to earn extra rewards
- 3% fee on balances transferred within the first 15 months of account opening
Capital One Quicksilver Cash Rewards: Overview
APR
- Intro: 0% intro APR on purchases for 15 months (after that, the variable APR will be 19.99%–29.99%)
- Purchase: 19.99%–29.99% Variable, based on your creditworthiness
- Balance transfer: 19.99%–29.99% Variable
- Cash advance: 29.99% plus a fee of $3 or 3% of the amount of each cash advance, whichever is greater
Annual fee: $0
Foreign transaction fee: 0%
Late payment fee: Up to $40
The Capital One Quicksilver Cash Rewards Credit Card is a solid choice for anyone who gets frustrated tracking bonus rewards categories. Instead of rotating categories like many other cards, you get a flat 1.5% cash back on every purchase with no cap or spending limit, plus 5% cash back on hotels and rental cars booked through Capital One Travel. You can redeem rewards for a statement credit or gift cards or use points for purchases at Amazon or via Paypal.
The card also boasts no annual or foreign transaction fees, travel accident insurance, and 24/7 travel assistance to replace your card if lost or stolen—all features that make the card a worthy traveling companion. You’ll also benefit from Capital One’s travel perks, including private lounge access and tools to help you get the lowest price on hotels and flights. Extended warranty protection makes it a good option for big purchases as well.
Capital One Quicksilver Cash Rewards: Rewards
The Capital One Quicksilver Cash Rewards Credit Card gives 5% cash back on hotels and rental cars booked through Capital One Travel, plus an unlimited 1.5% cash back on every other purchase. There are no caps on how much you can earn; the only spending limit is your credit line.
Rewards never expire,…
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